Making sure Christmas is paid for
Admittedly, I am not a financial expert, and I won’t typically be giving financial advice within this blog. However, now that Halloween has passed, we can officially say the holidays are upon us. In fact, I know many in my inner circles who have already begun their Christmas shopping. As such, it’s timely for me to share some intentional savings guidance I received from my parents several years ago.
When Tom and I were first married, I noticed us charging a ton of expenses and gifts to our credit cards in Nov. and Dec. and then struggling after Christmas to pay off those huge expenses. In talking to my parents about this, they suggested a simple solution that had worked well for them. And not only does it work well with Christmas savings, it can really be used for all kinds of savings purposes.